Loan Protection Insurance

In the event of your death while a loan balance is outstanding on your account, the Loan Protection Insurance will pay the balance of your loan, subject to T&C’s. Comhar Linn INTO Credit Union pays for this insurance, no premium is charged directly to members.


For a member to qualify for Loan Protection Insurance cover the member must fall into one of the following categories when applying for a loan:
• Working members (including unemployed members capable of working)
• Homemakers (carrying on the normal activities of a homemaker)
• Retired members (other than where retirement was due to ill health and member remains unfit for work)

If a member does not fit into one of the above categories then the Loan Protection Insurance cover will be limited to a maximum of €5,000.

When acting as an insurance intermediary, Comhar Linn INTO Credit Union Limited, is regulated by the Central Bank of Ireland as a Multi-Agency Intermediary. Registered Number 393cu.

Loan Protection Insurance

Benefits & Maximum Amounts

Free to members

Provides piece of mind to member and family members

€100,000 per qualifying member up to age of 69

€30,000 for qualifying members aged between 70 -79. All cover (including the automatic cover) ceases at age 80.

Additional Information

No insurance is available on death due to suicide.
Loan protection insurance is subject to a pre-existing condition limitation, as set out below.

Please be aware that if you have, during the last 6 months, received medical treatment, advice or consultation for an illness, it may affect the insurance benefits payable under the terms of the Credit Union’s Loan Protection Insurance policy. If you die within 6 months of the date of this loan due to a pre-existing medical condition, your loan may not be covered by the Credit Union’s policy, in which case your savings, plus any insurance benefit due on these savings, may then be used as security against the value of your outstanding loan.

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33 Parnell Square
Dublin 1, DO1 W563