Did you know?
Reporting personal financial difficulties as soon as possible can provide several key benefits
Benefits
- Build a financial recovery plan
- Accessing Financial Relief Programs
- Preventing Debt Escalation
- Avoid Legal Actions
- Reduces Stress & Anxiety
How can Comhar Linn support you:
Together review & assess your financial situation
Create a short- or long-term solution
Loan Reschedule – extend loan term
Please note: only to be used if significant change in circumstances
Temporary arrangement – reduced payments
Please note: Only to be used if there is temporary change in circumstances
Provide Financial Education & Budgeting Help
More InformationWarning: In compliance with the Credit Reporting Act 2013, Comhar Linn INTO Credit Union submits credit information about your loan monthly to the Central Credit Register (CCR).
Arrears will affect your future credit rating. If you do not keep up with the loan repayments, your loan may go into arrears.
Experiencing a financial change?
If you’re experiencing a financial change in circumstances consider the following:
If your situation is temporary, you may consider continuing payments if affordable via other channels including your unattached savings with the credit union, as arrears will have a negative effect on your credit rating.
If payments are unaffordable, you can apply for a temporary reduced payment arrangement. (NB: maximum term is 3 months) Evidence of your change in circumstances will be required, please post the forms along with the required documentation to:
Arrears Support Unit – Comhar Linn INTO Credit Union- 33 Parnell Square West , Rotunda, D01 W563 or email creditcontrol@intocreditunion.ie
Temporary Arrangement Application Form
Guarantor Agreement Form
If you have a guarantor on your account, please download and return this form along with the Temporary Arrangement Application Form.
If you have had a significant change in circumstances and need to apply for a long term reduction in payments (i.e. any term over 3 months) you can apply for a reschedule on your loan extending the term over a longer period.
The completed standard financial statement needs to be completed in full and returned along with the following documentation:
- Signed declaration in relation to section 35
- Proof of all income including recent payslips
- 3 months bank statements for all accounts held
- 3 months credit card statements
- Overview of your current situation and reason for reducing payments
We are here to help in any way we can. Should you have any queries, please don’t hesitate to contact us. Please post the forms along with the required documentation to
Arrears Support Unit – Comhar Linn INTO Credit Union- 33 Parnell Square West, Rotunda, D01 W563 or email creditcontrol@intocreditunion.ie
Standard Financial Statement
Section 35 Declaration
6 ways to repay your Comhar Linn loan
One of our most popular and most beneficial services that our members have signed up for with Comhar Linn is the Salary Deduction Mandate at Source.
Download and complete a Salary deduction mandate and return along with proof of your Teacher Number. Please note that the department of Education require approximately a
months' notice to set this up. Any missed payments in the interim would need to be
addressed. Download mandate by clicking the button.
Download and complete a Pension Deduction Mandate and return along with proof of your
Pension Number. Please note that the department of Education require approximately a
months' notice to set this up. Any missed payments in the interim would need to be
addressed.
Complete a direct debit form and return to our office. Please note that this will take at
least 2 weeks to set up. Any missed payments in the interim would need to be addressed.
Download a DD form by clicking the button.
This can be completed online through the Comhar Linn mobile app or through the online
banking portal.
This can be completed online through the Comhar Linn mobile app, online banking
portal or by phoning our banking team on 01 8731101
You can set up a standing order from your personal bank account directly to your loan
account. Please note you will require the IBAN number for your loan account which can be
found on a loan statement. If you need further assistance with locating your account
number, please call our Member Services Team on 01 8731101 and they will be happy to
advise you.
Create a healthier future financial path and take advanatage of our products and services available to you
Salary Deductions
Different Categories of Loans
Budget Account
Pension Deduction
Financial Wellness
Additional Support Information
MABS is a free service that provides Irish money advice. Visit the website.
INTO Primary School Teacher’s Union provides information and support for all of their Members including benefit funds. Visit the website for more information
Citizens information can provide guidance on financial support, budgeting, and accessing benefits to help people manage money issues. Visit the website here.
The Insolvency Service of Ireland (ISI) provides support to individuals in financial distress, offering solutions like debt settlement, bankruptcy, and advice on managing debts to help them make a fresh financial start. Visit website.
Get in touch
Make an Enquiry
creditcontrol@intocredituion.ie
Give us a Call
01 873 1011
Opening Hours
Monday to Friday, 10:00 - 17:00
Appeals Process
A member has the right to appeal any decision of a credit control officer to the CEO, to the Board approved decision-making authority, and ultimately to the Appeals Committee, in that order.
The Appeals Committee will be appointed by the Board.
The credit control officer, decision-making authority who made the original decision will be excluded from the decision-making process in any subsequent appeal.
The committee will be provided with the same information that was provided to the credit control officer by the member.
The committee will be given (in writing) the reasons for the decision of the credit control officer and/or the decision-making authority.
The committee will evaluate the decision to satisfy itself that the case was handled fairly.
If the committee decides to over-turn the decision of the credit control officer and/or the decision-making authority, it will clearly record the reasons for that decision in its minutes.
